Privacy & Data Protection Policy

This Privacy & Data Protection Policy sets out the basis upon which Morning Star Business Consultants LLP may collect, use, disclose, transfer and store your Personal Information (as defined below) in compliance with the provisions of the Digital Personal Data Protection (DPDP) Rules, 2025, marking the full operationalisation of the DPDP Act, 2023 India. We are committed to protecting your privacy

This Policy applies to personal data in our possession or under our control, including personal data in the possession of organisations which we have engaged to collect, use, disclose or process personal data for our purposes

You agree and consent to us as well as to our service providers and third parties to collect, use, disclose and retain your personal data in the manner set forth in this policy. This Privacy & Data Protection Policy supplements but does not supersede nor replace any other consent which you may have previously provided to us nor does it affect any right that we may have at law in connection with the collection, use, disclosure and/or retention of your Personal Data.

From time to time, we may update this Privacy & Data Protection Policy in order to be consistent with developments and regulatory changes. Should any revision(s) be made to this policy, updates will be published on our website (www.msbc.org.in). Subject to your legal rights in India, the prevailing terms of this policy shall apply.

This Privacy & Data Protection Policy forms part of the terms and conditions governing your relationship with us and shall be read in conjunction with such terms and conditions (“Terms and Conditions”). In the Company of any inconsistency between the provisions of the PDPA and the Terms and Conditions, the provisions of the Terms and Conditions shall prevail.

Your Personal Information

In this Privacy & Data Protection Policy, “Personal Information” refers to any data and/or information about you from which you can be identified by, either (a) from that data; or (b) from that data and other information to which we may have legitimate access to. Examples of such Personal Data include but are not limited to:

a) your name, , passport number, telephone number, postal address, email address, and any other information you may have provided us;

b) your photographs, video clips, voice recordings, and images;

c) your employment history, education background, and income history;

d) information about your usage of and interaction with our website and/ or services including computer and connection information, device capability, bandwidth, statistics on page views and traffic to and from our website

Collection of Personal Information

1. We may collect your personal information that you knowingly and voluntarily provide through the following ways

When you access to our website

When you use the services on our website, or that is generated in the course of the use of those services;

When you have an inquiry and you request that we contact you;

When you respond to our request for additional personal information;

Purposes for the Collection, Use, Disclosure & Retention of Your Personal Data

The Company will use your Personal Information for the following purposes:

1. To perform our obligations connection with the goods and/or services you have requested;

2. To verify your identity;

3. To administer our website and business;

4. To communicate with you in general;

5. To respond, handle and process your queries, requests, applications, complaints, comments and feedbacks from you

The purposes listed in the above clauses may continue to apply even in situations where your relationship with us (for example, pursuant to a contract) has been terminated or altered in any way, for a reasonable period thereafter (including, where applicable, a period to enable us to enforce our rights under any contract with you)

Direct Marketing

We want to make it easy for you to take advantage of opportunities with us. One way we do this is by sending marketing messages to you through email, sms, fax or post that contain information about our related interests and offers which are available with us. Please note that you can withdraw your consent for us to send marketing messages to you.

Breach of your Personal Data

In the event of a personal data breach, we will expressly inform affected individuals in plain language, explaining the nature and possible consequences of the breach, the steps taken to address it and contact details for assistant

Terms Specific to Our Website

1. Cookies

- We may collect or analyse anonymised information from which individuals cannot be identified (“Aggregate Information”), such as number of users and their frequency of use, the number of page views (or page impressions) that occur on our websites and common entry and exit points into our websites.
- We make use of “cookies” to store and track Aggregate Information about you when you enter our website(s).
- Such cookies are used to track information such as the number of users and their frequency of use, profiles of users and their online preferences.
- Such aggregate Information collected may be used to assist us in analyzing the usage of our website(s) so as to improve your online experience with us

- Should you wish to disable the cookies associated with these technologies you may do so by changing the setting on your browser. However, please note that this may affect the functionality of the website(s).

Protection of your Personal Information

We are committed to protecting your Personal Information so that you are confident in using our website and any of our platforms. To safeguard your personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks, we have introduced appropriate administrative, physical and technical measures such as up-to-date antivirus protection, encryption and the use of privacy filters to secure all storage and transmission of personal data by us, and disclosing personal data both internally and to our authorised third party service providers and agents only on a need-to-know basis.

You should be aware, however, that no method of transmission over the Internet or method of electronic storage is completely secure. While security cannot be guaranteed, we strive to protect the security of your information and are constantly reviewing and enhancing our information security measures

Contacting Us

Should you wish to withdraw your consent to our use and disclosure of your personal data or to provide more and better information or updates or corrections to ensure your personal information remains accurate, complete and current; please contact us by email at mervin@msbc.org.in

The withdrawal of your consent to any or all use and disclosure of your personal data may result in us being no longer able to continue our business with you. Even without doing so, we shall cease retention of your personal data or remove the means by which the personal data can be associated with a particular individual when it is no longer necessary for any business or legal purposes